Zebec Brings Streaming Payroll to Stellar | Zebec Blog

Zebec Brings Streaming Payroll to Stellar

Stellar has selected Zebec to bring real time, streaming payroll to its ecosystem, marking the first native deployment of Zebec’s streaming infrastructure outside of Solana network.

For Zebec, this is a meaningful step. It's a recognition that we have built a trusted model for how money can move continuously, globally, and in real time. An enterprise grade infrastructure designed for real world payroll at scale.

This development grew from a long term collaboration. Zebec has supported Stellar across its card infrastructure for over two years, making this a natural next step from access to full native functionality.

What’s Being Built

At a high level, Zebec will enable businesses to pay employees and contractors on Stellar in real time, by the second.

Instead of waiting days or weeks for payroll to clear, earnings can be streamed continuously, accessed instantly, and used immediately.

Behind the scenes, this rollout combines three simple steps into one seamless flow:

Stream earnings in stablecoins (USDC)
Receive funds directly into a digital wallet
Spend or cash out globally through cards or local pickup

This creates a closed loop system where money moves as fluidly as the work it pays for.

The build will roll out in phases, starting with core payroll functionality and expanding into full global payout rails, including integrations with fiat on and off ramps and remittance networks.

Why Stellar?

Stellar has always been purpose-built for payments, specifically cross border payments.

It is one of the few blockchain networks that has consistently focused on real world financial use cases and institutional adoption.

That focus shows in both its infrastructure and scale:

Stellar processes hundreds of thousands of transactions daily, including more than 250,000 USDC transactions, with stablecoin volumes reaching tens of millions of dollars per day. Transaction costs are typically less than a cent, making high frequency payments and streaming economically viable.

Settlement happens in seconds, removing delays and reducing risk in payroll timing
Its global Anchor network connects digital assets to local banking systems across the globe.

Stellar also sits in a rare position within crypto. It operates in alignment with payment standards such as ISO 20022 and maintains deep connectivity to payment providers, fintechs, and regulated institutions.

This is infrastructure designed not just for blockchain users, but for the broader financial system.

Real World Reach with MoneyGram
One of the most powerful aspects of this integration is what happens after the payment is made.

Through Stellar’s integration with MoneyGram, users can convert digital dollars into local currency at more than 450,000 locations across over 170 countries.

That means a worker paid in USDC can receive funds instantly, and their family can pick up cash minutes later, anywhere from Manila to Mexico City.

No banks required. No delays.

This is where blockchain moves beyond theory and into everyday use.

What This Unlocks

For businesses, global payroll without banking friction
For workers, instant access to earnings
For the ecosystem, a real world use case at scale

Zebec on Stellar is payroll, built for how the world actually works.

Zebec ecosystem expansion continues

As Zebec continues to integrate across multiple chains, the goal remains consistent. Deliver a unified experience where payroll, payments, and spending work seamlessly across networks, without added complexity for businesses or users.